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Is Owner Financing A Good Idea For The Home Seller in San Francisco CA?

We Buy Homes in San Francisco California. My team and I are the best company to buy houses in San Francisco. We are the best at what we do, and if you’re exploring into the option called “Owner Financing,” continue reading below. 

Here’s How Owner Financing Works In San Francisco CA

When you normally sell a home, the buyer can get pre-approved for a loan through a bank or direct lender, and they pay down the loan amount through regular monthly payments, otherwise known as a mortgage.

This is the conventional way for someone to buy your home. However, with owner financing, everything is the same except for one caveat, the seller of said property is your “bank” or “lender” and the buyer pays a down payment towards the seller, and then they make regular payments (mortgage payments) until the Bay Area home is paid for in full. From there on out, the ownership of the home transfers to the buyer.

There are many benefits to Owner Financing, especially in San Francisco:

  • With Owner Financing, a larger group of potential homebuyers are able to buy your home, which includes those who may not qualify for traditional financing through a bank or direct lender.
  • As the owner, you can get a monthly cash flow from the financed payments
  • You still own the property, which is a big plus if the homebuyers stop paying
  • Property management is done with the buyer, and easier this way

Sounds fantastic right? As an owner, you get a consistent cash flow, and you still hold the home in your name – if you’re an aspiring landlord, owner financing may be a great option for you.

Sell My Home in San Francisco CA

My team and I buy houses fast in San Francisco, and can give you an all-cash offer even faster. We are the #1 for companies who buy homes in San Francisco. We buy houses fast in San Francisco in any condition, and you don’t even need to clean up as well.

If you’re wondering about what offer we can give you for your San Francisco home, and you’re looking for the best people who buy houses in San Francisco, feel free to give us a call anytime at (510) 900-8770 or you can fill out our form here today!

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I had probably the easiest time selling my home with Eugene and company. Eugene came to my home and did a thorough walkthrough of the entire place and showed us how he got to his offering price. I loved how he managed to make us feel at ease while making sure that every detail was covered and that he answer all of our questions in a very easy manner. It was a great time for me and my family. Thank you so much Eugene!

- Katie Barnes